All businesses and agencies have sensitive data and must simultaneously protect it and provide access to it. To effectively do this, a proven system for user authentication is required. The ideal system provides top-level security with cost-effective deployment and maintenance as well as ease of use. MSK offers identity and access management solutions that meet these requirements. MSK delivers enterprise-grade user authentication that is more powerful than existing PKI technologies without the complexity, overhead and risk associated with these solutions that require key management and storage. To deliver powerful authentication with minimal overhead, MSK takes the proven two-factor method to a new level of ease of use and security. MSK also adds another level of security by having users’ authentication done directly between the smart security token and the authentication server. This direct connection allows the token to have Bi-directional authentication and Out-of-Band authentication at the same time.